Visa or Mastercard Telephone Solicitation

Scrub · #1 10-11-06, 09:15 AM

Quote:

SCAM WARNING - COLLEGE STUDENTS TARGETED

The scam works like this:

Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460 , Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing

company based in Arizona?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?" You say "yes". The caller continues - "I will be starting a Fraud Investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number.
"Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works: The caller then says, "I need to verify you are in possession of your card". He'll ask you to "turn your card over and look for some numbers". There are 7 numbers; the first 4 are part of your card number, the next 3 are the Security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say no, the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up. You actually say very little, and they never ask for or tell you the card number. But after we were called on Wednesday, we called back. Within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card. We made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master Card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 DIgit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost to late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a Word-for-word repeat of the VISA Scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. I dealt with a similar situation this morning, with the caller telling me that $3,097 had been charged to my account for plane tickets to Spain, and so on through the above routine. It appears that this Is a very active scam, and evidently quite successful.

Scrub · #2 10-12-06, 10:15 AM

home jobs, jobs at home, work at home, hyip, hyips, high yield investment programs, forex trading, tradings, investment trading, hyips stocks, solid hyip, hyips info, good hyip, no load hyip, sound investment hyip, diamond hyip, diamond hyip investment,work from home, work at home mom, work home, freelance, computer work, computer programming, information management, medical transcription, medical transcribing, telecommunication, telemarketing, freelance writing, home party plans, part time, business opportunity, work form home, work at home job, home business, work at home opportunity, work at home mom, internet business, work at home business, make money, mlm, income, financial freedom, work at home internet, home based business, stay at home work, work at home job for moms, work online at home, home business opportunity, make money at home, make money from home, work at home employment, business opportunity lead, moms work at home, at home business opportunity, work at home make money, make more money, make money at home, make money working at home, work at home income, make money working from home, ways to make money at home, business opportunity work at home, work at home internet job, work online at home, temporary, work at home jobs for moms, distributorships, work from home, online business, home based, sales associate, network marketing, multi level marketing, sales, business opportunity, distributor, work online, work at home, not MLM, sales rep, business development, business coach, life coach, coach, entrepreneur, online business, work online, make money working online, direct marketing, sales & marketing, franchise owner, small business owner, professionals

Thread Tools
Show Printable Version Email this Page
Display Modes	Rate This Thread
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode	Rate This Thread: