Submitted: 10/16/2006 11:23:36 AM
Modified: 11/11/2006 7:57:29 AM

United Cash Loans Cant get ahold of them, cant pay off loan unitedcashloans.com Internet Nationwide *Consumer Suggestion ..United Cash Loans

Company
United Cash Loans - unitedcashloans
Address:
www.unitedcashloans.com
Internet, Nationwide
U.S.A.

I needed some quick cash and so I ended up borrowing 200 bucks from www.unitedcashloans.com. I now have enough money to pay the loan off, but for some reason, I am not receiving my renewal documents in email any more. Once they started taking extra $$ out to help pay down the loan, the renewal documents stopped.

I tried going to their website and asking about the documents but a couple of things occurred: 1) They don't have a customer service contact number, and 2) whenever I put in my email address to request a password for the website, they don't have my email on file. Even though I KNOW they did because I used to get documents from them.

So now I am worried that my loan will never get paid off, that they will just keep ****ing me for money. I searched the net and I can't find any customer service number for them, the bank couldn't find one. Can I put stop payments on it from my bank? What would they do? I don't know how to get this loan cleared up and I want to because this company is horrible & frustrating to deal with. Helllllllllllllp

Source:Ripoffreport.com

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Submitted: 4/14/2006 5:12:31 PM
Modified: 4/14/2006 5:13:00 PM

United Cash Loans - unitedcashloans ripoff dishonest fraudulent billing Internet

Company
United Cash Loans
Address:
www.unitedcashloans.com
Internet
U.S.A.
Phone Number:
800-354-0602
Fax:


I borrowed 250$ in February 2006 for an emergengy. I read the fine print and UCL said they would take out 50$ every two weeks and the loan would remain open. I didn't really understand this and figured part of the money would go to the balance.

That was MY fault. They took out four payments of 75$ and I figured I was close to paying the loan off. I tried calling and calling even on different days and the number they gave me ALWAYS had a full mail box so I couldn't even leave a message. I e-mailed five different times and nobody e-mailed me back.

I figured I was close to paying off the bill.

On the 4th time I was charged 75$, I put a stop payment on all 75$ tranactions on my account. They proceeded to take out 50$ and then 60$.

I was finally able to get a hold of someone and asked her what I owed and what I need to do to pay off the loan. I still owed 260$!!

I asked her how I had to pay it off. She told me that I needed to call three days in advance, they would fax me a paper to SIGN and I had to fax it back. If not they would take out 60$ and that would be applied to the balance. I NEVER recieved a fax. I didn't sign anything. They ended up taking out 335$ without an e-mail, a call, anything.

I plan to take this to court, but I am planning on changing my bank account anyway. 745$!!!!! For a 250$ loan.

Please, if you are thinking about taking out a loan, DON'T.

Don't make these a**holes rich. All you get is the runaround, lied too and a big Headache.

Lillie
Broomfield, Colorado
U.S.A.

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Domain Name: WWW.UCLMASTERD.COM
Registrar: TUCOWS INC.
Whois Server: whois.opensrs.net
Referral URL: http://domainhelp.tucows.com
Name Server: NS1.UCLMASTERD.COM
Name Server: NS2.UCLMASTERD.COM
Status: ok
Updated Date: 21-sep-2006
Creation Date: 10-sep-2003
Expiration Date: 10-sep-2007


Last update of whois database: Sat, 11 Nov 2006 06:40:49 EST <<<

The Registry database contains ONLY .COM, .NET, .EDU domains and
Registrars.
Registrant:
Internet Cash Advance Marketing, Inc
2000-1066 West Hastings Street
Vancouver, B.C. V6E 3X2
CA

Domain name: UCLMASTERD.COM

Administrative Contact:
Torren, Rick admin@i-cami.com
2000-1066 West Hastings Street
Vancouver, B.C. V6E 3X2
CA
604-999-4403
Technical Contact:
Torren, Rick admin@i-cami.com
2000-1066 West Hastings Street
Vancouver, B.C. V6E 3X2
CA
604-999-4403


Registration Service Provider:
This company may be contacted for domain login/passwords,
DNS/Nameserver changes, and general domain support questions.


Registrar of Record: TUCOWS, INC.
Record last updated on 05-Sep-2006.
Record expires on 10-Sep-2007.
Record created on 10-Sep-2003.

Domain servers in listed order:
NS1.UCLMASTERD.COM 38.118.222.130
NS2.UCLMASTERD.COM 38.118.222.134


Domain status: ok

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DESIST AND REFRAIN ORDER
(For violations of section 23005(a) of the California Financial Code)

The California Corporations Commissioner finds that:
1. At all relevant times herein, Ameriloan.com (“Ameriloan”) is, or was, an entity whose legal status is unknown. Ameriloan maintains a website at http://www.ameriloan.com.
2. USFastCash.com (“USFastCash”) is, and was, at all relevant times herein, an entity whose legal status is unknown. USFastCash.com maintains a website at http://www.USFastCash.com.
3. PreferredCashLoans.com (“PreferredCash”) is, and was, at all relevant times herein, an entity whose legal status is unknown. PreferredCash maintains a website at http://www.PreferredCashloans.com.
4. UnitedCashLoans.com (“UnitedCash”) is, and was, at all relevant times herein, an entity whose legal status is unknown. UnitedCash maintains a website at http://www.UnitedCashloans.com
5. Internet Cash Advance Marketing, Inc., (“ICAM”) is, and was, at all relevant times an entity incorporated in Canada with a mailing address of #5- 2368 Laurel Street, Vancouver B. C. V5Z 4M9. Clive L. Boulton (‘Boulton”) is, and was, at all relevant times herein, president of ICAM.
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State of California - Department of Corporations
6. Ameriloan, USFastCash, PreferredCash, UnitedCash, ICAM and Boulton have
engaged in the business of originating, or offering to originate deferred deposit transactions over the internet.
7. In or about May 2005 Ameriloan, USFastCash, PreferredCash, and UnitedCash were originating or offering to originate deferred deposit transactions (“payday loans”) to the public, including California residents, through their websites since at least about May 2005 to the present.
The deferred deposit transactions are originated and processed electronically by means of an Automated Clearing House (“ACH”), which is equivalent to issuing a personal check. Under Internet-based deferred deposit transactions, the borrower provides details of his or her account, which s/he authorizes the lender to debit electronically on the due date.
8. Since at least about May 2005 to at least about February 2006, ICAM and/or Boulton had acted as an agent and/or assisted Ameriloan, USFastCash, PreferredCash, and UnitedCash in the origination of deferred deposit transactions
9. Ameriloan, USFastCash, PreferredCash, UnitedCash, ICAM and Boulton offer or originate deferred deposit transactions, which impose fees and charges that are in excess of the amount allowed under the California Deferred Deposit Transaction Law (“CDDTL”) (California Financial Code § 23000 et seq.)
10. In or about November 2005, USFastCash originated a deferred deposit transaction with a California resident, which authorized USFastCash to electronically debit the borrower’s account by means of an ACH with the loan amount, fees and charges, on the due date.
11. A deferred deposit transaction is a written transaction whereby one person gives funds to another person upon receipt of a personal check, and it is agreed that the personal check would not be deposited until a later date. “Personal check” referenced in Financial Code section 23001 includes “the electronic equivalent of a personal check”.
12. Ameriloan, USFastCash, PreferredCash, UnitedCash, have not been issued a license by the Commissioner authorizing them to engage in the business of originating deferred deposit transactions under the CDDTL.
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DESIST AND REFRAIN ORDER
State of California - Department of Corporations
13. Neither ICAM nor Boulton has been issued a license by the Commissioner authorizing either of them to act as an agent or assist a deferred deposit originator in the business of originating deferred deposit transactions.
14. Ameriloan, USFastCash, PreferredCash, UnitedCash, ICAM and Boulton are not exempt from the licensing requirements of California Financial Code section 23005. By reason of the foregoing, www.Ameriloan.com., www.USFastCash.com., www.PreferredCashLoans.com., www.UnitedCashLoans.com., Internet Cash Advance Marketing, Inc., and Clive L. Boulton have engaged in the business of originating or offering to originate deferred deposit transactions, or acting as an agent for a deferred deposit originator or assisting a deferred deposit originator in the origination of a deferred deposit transaction without having first obtained a license from the Commissioner in violation of California Financial Code section 23005.
Pursuant to California Financial Code section 23050, www.Ameriloan.com., www.USFastCash.com., PreferredCashLoans.com., UnitedCashLoans.com., Internet Cash Advance Marketing, Inc., and Clive L. Boulton are hereby ordered to desist and refrain from engaging in the business of deferred deposit transactions, including but not limited to, originating or offering to originate deferred deposit transactions or acting as an agent for a deferred deposit originator or assisting a deferred deposit originator in the origination of a deferred deposit transaction in the State of California without first obtaining a license from the Commissioner, or otherwise being exempt. This Order is necessary, in the public interest, for the protection of consumers and is consistent with the purposes, policies and provisions of the California Deferred Deposit Transaction Law. This order shall remain in full force and effect until further order of the Commissioner.

http://www.corp.ca.gov/enf/info/dr/06pdf/ameriloan.pdf

Attached Files

ameriloan.pdf (24.1 KB, 0 views)

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