Domain Name: SILVERCRESTLOANS.COM
Registrar: GO DADDY SOFTWARE, INC.
Whois Server: whois.godaddy.com
Referral URL: http://registrar.godaddy.com
Name Server: WSC1.JOMAX.NET
Name Server: WSC2.JOMAX.NET
Status: REGISTRAR-LOCK
Updated Date: 03-aug-2005
Creation Date: 03-aug-2005
Expiration Date: 03-aug-2006

Last update of whois database: Sat, 24 Sep 2005 02:13:34 EDT

Registrant:
Lisa Camptella
35 Oconner Drive
Toronto, Quebec M1R1V1
Canada

Registered through: GoDaddy.com
Domain Name: www.SILVERCRESTLOANS.COM
Created on: 03-Aug-05
Expires on: 03-Aug-06
Last Updated on: 03-Aug-05

Administrative Contact:
Camptella, Lisa infosilvercrestloans@yahoo.com
35 Oconner Drive
Toronto, Quebec M1R1V1
Canada
1 800 459 8595
Technical Contact:
Camptella, Lisa infosilvercrestloans@yahoo.com
35 Oconner Drive
Toronto, Quebec M1R1V1
Canada
1 800 459 8595
Domain servers in listed order:
WSC1.JOMAX.NET
WSC2.JOMAX.NET

__________________

dear scrub,
i read your post regarding silvercreat loan well i am glad i did read it because i have been speaking with them for about a month now regarding a personal loan i was supposed to go through with the loan today or tomorrow but i couldn't get anyone to call me back, when i just searched silvercrest loan you came up, could you please tell me how they scamed you, because i don't want to go through them now, i thank you very much for you posting this. my husband and i were supposed to send 1500. hundred dollars to secure our loan and we have been working and saving for a month and now we will not do business with them. please wite me back, my e-mail is tiphanie8269@aol.com

thank you

__________________

On August 25th I was contacted by Silvercerst Loans but I took the bait and sent them $ 770 through a wire transfer through Western Union. After a couple of days when the loan didn't come through I spoke with Terry White (at ext. 169), "my loan officer", and told him to cancel my application and to refund my money. He said no problem but now a month and a half later I still have no refund and now I can't even get through to him. I don't know what else to do but I hope more people find this posting and don't get scammed like I did.

Let me show you what you're up against. That way, you won't waste any more time or money on this.

The names they gave you are all fake. Skip traces are worthless.

The person who picks up the money is called a “runner”. They pick a person who has absolutely no connection to the con. That way, if anyone grabs the fool up, he can't lead them back to the main players. The pickup guy has almost nothing. No names. No descriptions. Maybe he gets a cell number to call once he has the money.

The phone numbers are all prepaid cells. No names or accounts needed. You can buy them at Wal-mart.

The emails are spoofed. Faked. Untraceable. Or public wifi.

There are hundreds of western union locations available for the fraud to pick up the money. How can you stake out each and every one of them?

The ID used at western union is fake too. All it has to do is fool a clerk.

Good luck tracing the web site. That's another dead end.

But there is a way. You make the frauds come to you.

Once you understand the principals of deception you can con just about anybody. Even con men have needs and desires. What are they? Money? Drugs? Vanity? Self esteem? *****? The list goes on and on.

If I wanted to catch somebody like this, I'd sit down and come up with a long con. An intricate con. The kind that you never see anymore, because nobody is willing or able to sit down and think them up.

There is a way to draw these people out in the open.

It's just like a snapping turtle, really. Once it pulls into the shell, it's immune from attack. But, once you give it something to grab onto, it'll bite down and hold on. Then, you simply chop its head off.

Frauds work the exact same way. Give them a reason to come out.

It's not easy. An obvious bribe like money will never work. They're much too suspicious for that. Instead, you want to provide details of your life. Show that you have something they want or need. And, make it look like you're a dumb ass who can be conned out of it.

You need to assess the situation and find their vulnerabilities first. There's a movie called House of Games (1987). Joe Mantegna. It will give you a better idea of what I'm talking about here.

The frauds used a little bit of that in this advance fee con. Let's face it, almost everyone who applies for one of these loans has no intention of actually repaying the money. There might actually be one complete jackass who would consider sending in the payments. But the rest are planning to stiff the “loan” company. That's why this con works so well. People think that they'll send in $2100 and get $15,000 in return. They are so busy thinking about how they plan to cheat the lenders that they never see that the lenders are con artists themselves.

Remember this. In the best scams, the victim actually cons himself out of the money. All you do is set the stage for him to act it out on. Human nature will take over and do the rest for you.

Actually frauds are some of the easiest people to con. They feel so superior to others. They let their guard down. Or rather, they never bother to put their guard up the first place. ****ers waiting to be picked.

That's how you get these people. You lure them out into the open. Then, you do the same as with the turtle.

Paul - Anaheim, California
U.S.A.
Rebuttal Consumer Suggestion
Submitted: 10/15/2005 9:15:16 PM Modified: 10/15/2005 9:15:16 PM

http://ripoffreport.com/reports/ripoff160900.htm