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Submitted: 10/23/2006 2:19:26 PM
Modified: 10/28/2006 10:17:15 AM

Ameriplan ripoff Austin Texas *Consumer Suggestion ..Not Being Able To Cancel
Company
Ameriplan
Address:
6careers.com
Austin Texas
U.S.A.
Phone Number:

I answered a TV add which lead me to a website for Ameriplan dental and health insurance. After filling out my info, I was contacted by a nice individual going by the name of Betty from (I believe) Huston or Austin TX. and was signed up as a rep. for the company. It turned out to be more expensive for me than I liked and it seemed I would be paying in more money than I would be making.

The cost of a website, conference calls, order forms, brochures, etc was overwhelming to say the least. I contacted Betty asking out and was informed that there was several things that I needed to do and was asked to wait a couple of days before making my request. I waited as she asked ,then began the process of trying to cancel.

I e-mailed the company requesting out, called and go a voice message, sent a letter requesting the same as suggested in the voice message and even e-mailed again. All this occured in late 2004 while living in New Orleans LA. Unfortunately I'm not one to consist-antly check my monthly statements and was not aware that Ameriplan was still holding $35.00 monthly out of my account by way of my ATM Mastercard.

I e-mailed again in May 2005 and felt things my be OK. Then came Katrina and a move for my family and I inorder to keep our jobs. Today I called the Bank in NOLA and found the account overdrawn due to a draft from Ameriplan, charging my account $50.00 according to the Teller.

Guess what today 10-23-06 I tried to contact Ameriplan and couldn't. I had loss all contact info during Katrina. It's and insult added to injury. How can Ameriplan not only disrespect my request to quit and not represent them, but increase the amount to pay for a website that doesn't exist, How can they sleep at night. As my mom would say " They are so crooked that when they die they'll have to be screwed into the ground " Lana Maumelle, Arkansas
U.S.A.

Click here to read other Rip Off Reports on Ameriplan USA

Source: Ripoffreport.com

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Don't believe www.16money.com or www.3careers.com

Guerra Communications, LLC. collects info on people that are looking for work at home, then sells this information to marketers through their Prospect Communications business.

I'm surprised they can claim, on 16 money that their home business is "risk free", when they don't even know for sure what it is.

Prospect Communications

Pretty much the only people that are going to buy your info and contact you are herbalife distributors. You probably don't want to get mixed up with those guys.

-Rob Cockerham

pyramid schemes.
herbalife story

Source: Cockeyed.com

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Government Actions

On October 20, 2006, Ameriplan USA Corporation, signed a Consent Agreement with the Montana State Auditor and Commissioner of Securities and Insurance. Without admitting or denying any wrongdoing, the company agreed to comply with Montana state securities and insurance regulations, and agreed not to market or sell its products in Montana for two years.

The company also agreed to pay an administrative fine, and to pay restitution to customers in Montana. The company will send a notice to Montana customers about submitting a claim, and eligible participants will have 30 days to submit their claim. Customers in Montana who have questions regarding the settlement can call the State Auditors Office at 1-800-332-6148. On the Internet, visit http://sao.mt.gov. The address is: State Auditor's Office, 840 Helena Avenue, Helena, MT 59601

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Oct. 24, 2006 Contact:Stacia Dahl

MORRISON ANNOUNCES $200,000 SETTLEMENT WITH AMERIPLAN TO RESOLVE FRAUD ALLEGATIONS


Montana Victims to Benefit from Settlement
Montana State Auditor John Morrison announced today a settlement agreement with Plano-based AmeriPlan to resolve allegations of insurance and securities fraud. In July of this year, Morrison issued a cease and desist order after charging AmeriPlan USA, its founding officers, Dennis and Daniel Bloom, and Shirl Shelley, a Montana resident, with numerous violations of both the Montana Insurance Code and the Montana Securities Act. The action taken against AmeriPlan was the first of its kind in Montana and possibly the first in the nation, relying on a new law governing medical care discount cards. Morrison requested the legislation last session to ensure that medical care discount card providers were legitimate before they were allowed to sell their products in Montana.
“This settlement agreement serves to remind medical discount card companies that protecting Montanans is our number one priority,� said Morrison. “If discount card providers refuse to play by our new rules, they will pay the price and won’t be allowed to operate in Montana.�
Under the agreement, AmeriPlan must pay an administrative fine of $200,000 and create a restitution fund for Montana customers who were duped by the company. Montana customers of AmeriPlan can expect to receive a letter informing them that they are eligible to submit a claim to the restitution fund. In addition, AmeriPlan is banned from marketing and selling its products in Montana for two years.
"Our investigation put a stop to AmeriPlan’s Montana activities,� said Morrison, “but perhaps more importantly, we were able to get restitution for the victims. People receiving settlement letters will have 30 days to submit a claim – they need to follow the instructions outlined in their letter. Folks can certainly call my office if they have questions.�
AmeriPlan and its agents and officers were accused of failing to contract with the medical care providers (including doctors, nurse practitioners, physician’s assistants and hospitals) they advertise as participants in AmeriPlan’s medical care discount program. The Auditor alleges that over 700 Montana AmeriPlan members living all across the state were unable to use the discount cards because there were few, if any, providers in Montana. Additionally, AmeriPlan is charged with conducting an illegal pyramid promotional scheme because it sold “broker packages� for the purpose of recruiting memberships. Because the memberships were for discounts that did not exist, Morrison alleged there was no actual product being sold. AmeriPlan’s largest source of income in Montana was from the sales of these “broker packages,� which were nothing but a pyramid scheme, according to the Auditor’s charging document.
AmeriPlan’s website and other advertising, including oral assertions from some of its agents, claimed to have a substantial number of medical care providers, dentists, and chiropractors contracted to provide a significant discount through the purchase of its card. When the Auditor’s office investigated these claims they were unable to find a single medical care provider or chiropractor who honored the discount cards. The only dentist who had contracted with AmeriPlan was located in Forsyth and was on probationary status with the Montana Board of Dentistry for his unlawful activities in Colorado. The new law requires the discount card companies to have contracts for services with providers located within a 60 mile radius of the card holder.
The company was told to stop its activity in November of 2005 but AmeriPlan continued to market its discount cards until the matter was referred to Morrison’s legal staff in late April. Additional charges included securities fraud, using deceptive or fraudulent practices in the marketing of their discount cards, selling unregistered securities by unregistered salespersons and failure to stop marketing the cards when they were not properly registered.
“With insurance premiums on the rise consumers are searching for ways to obtain medical care coverage at a manageable cost,� said Morrison. “These fake discount card operators are preying on folks who are trying to find alternative solutions to the high cost of heath insurance. Our main goal is protecting Montanans while aggressively pursuing those bad actors in the industry who are exploiting the health care crisis facing consumers.�
The settlement agreement can be found at www.mt.gov/sao. Montanans who have questions regarding the settlement can call the State Auditor’s Office at 1-800-332-6148.

http://sao.mt.gov/news/20061024Ameri...ettlement.html

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