Hi All,
I almost bought into Ameriplan out of Plano, TX. They offer a discount for Rx (prescriptions), Dental, Vision, and Chiropratic. However, what they don't tell you is after you send in the Dr. information, they try to sell the Dr. on the idea. I was supposed to be contacted by the Sales Person who handled my area, never heard from a soul. So then I called the State of Ohio Dept. of Insurance. My contact there informed me they are in a huge investigation of these companies. They offer discounts of "up to 60-80%" on the above listed services. They also offer one on Medical services, for an additional fee of course. The person who buys the promotion pays about $ 20-30.00 per month to cover the whole family. No one gets those high discounts. Per the Dept. of Insurance in Ohio you have to have a License to sell Insurance. The way they are getting around no license is they call you a "broker" not an "agent." Oh, they also state on their brochures that "this is NOT Insurance!" But they are still stealing money from people and not giving them anything!
Check with your Dept. of Insurance for your state. They will be happy to give you the correct information.
This is ANOTHER company that once they have access to your credit card or checking account, you really have to fight to get it stopped!
These companies go by several names, there is even one calling themselves Nationwide, leading people to believe that they are getting this via Nationwide Insurance. Not true! NO Connection

Additional Keywords: work at home, work from home, entry level, work at home business, work at home career, work at home opportunity, work online at home, virtual office, business opportunity, sales, home business, online business, internet advertising, internet marketing, internet marketing advertising, internet marketing consultant, internet marketing online, marketing and advertising, marketing career, marketing consulting, marketing management, marketing manager, project manager, marketing online, internet business, business at home, project management, internet business, work at home internet, home based business, stay at home work, work online at home, home business opportunity, management, administrative, make money at home, work online at home, retail sales, sales, management, small business admin, small business advertising, small business marketing, consumer marketing, telecommute, marketing, business at home, home based business, home-based business. Although beyond.com has reference to job placements this offering is for a Work at Home business opportunity and is in no way to be construed as a job offering. The incomes presented are applicable to the individuals depicted and are not a guarantee of your income nor are they typical. Each individual’s success will be determined by his or her desire, dedication, effort, ability to follow directions and personal talent.

__________________

Category:
On-Line Business Submitted: 3/23/2006 10:00:59 PM
Modified: 4/1/2006 10:14:02 PM

Ameriplan USA A promise of insurance care, the way to make a living work at home business, I canceled in due time and no refund iboplus.com Plano Texas *Consumer Comment ..Response

Company
Ameriplan USA
Address:
5700 Democracy Drive,Plano TX 75024 -7124PH# 1-469-229-4500 Fax#1-469-229-4595
Plano Texas 75024
U.S.A.
Phone Number:
469-229-4500
Fax:


I was searching for a home based business and medical & dental care. I joined as a broker and was automaticly a member after they received my money. After looking through the program I realized the company was not an honest one.

I canceled both as a broker in the due time allowed and as a member as I did not believe this would be of any help to me. I never received a refund. This was in July of 2005.

I believe this is a bogus selling tactic to sell software and then the company cannot be reached when the broker or member are dissatisfied.

I have a phone number of 1-800-550-9726 that I was given when I tried to cancel and get a refund. This is the Bank I Credit Card Services dept. I also have copies of communication via e-mails.

I was distrought and now more concerned that many others are losing money as well. I just want to join in any class action suit or court events that may have to take place to receive a refund and justice.

Linda
Ponte Vedra Beach, Florida
U.S.A.
http://www.ripoffreport.com/reports/ripoff183013.htm

http://www.ripoffreport.com/results....=&searchtype=0

Location Title Company Posted
TX - Dallas

WORK AT HOME TODAY! / BBB / FREE TRAINING / NATIONWIDE


Apr-01
Job type: Full time | Pay: $12k - $120k/year
...Business Bureau. AmeriPlan offers individuals...to write about AmeriPlan in their March...article at www.ameriplanusa.com/...
[ View this job ] [ Save this job ] [ Email this job ]
TN - Nashville

WORK AT HOME TODAY! / BBB / FREE TRAINING / NATIONWIDE


Mar-29
Job type: Full time | Pay: $12k - $120k/year
...Business Bureau. AmeriPlan offers individuals...to write about AmeriPlan in their March...article at www.ameriplanusa.com/...
[ View this job ] [ Save this job ] [ Email this job ]
MO - Saint Louis

WORK AT HOME TODAY! / BBB / FREE TRAINING / NATIONWIDE


Mar-04
Job type: Full time | Pay: $12k - $120k/year
...Business Bureau. AmeriPlan offers individuals...to write about AmeriPlan in their March...article at www.ameriplanusa.com/...
[ View this job ] [ Save this job ] [ Email this job ]
IN - Fishers

Enrollment Specialists


Mar-31
Job type: Full time
http://www.careerbuilder.com/JobSeek...5EAmeriPlan%24

Location Title Company Posted
TX - Dallas

WORK AT HOME TODAY! / BBB / FREE TRAINING / NATIONWIDE


Apr-01
Job type: Full time | Pay: $12k - $120k/year
...Business Bureau. AmeriPlan offers individuals...to write about AmeriPlan in their March...article at www.ameriplanusa.com/...
[ View this job ] [ Save this job ] [ Email this job ]
TN - Nashville

WORK AT HOME TODAY! / BBB / FREE TRAINING / NATIONWIDE


Mar-29
Job type: Full time | Pay: $12k - $120k/year
...Business Bureau. AmeriPlan offers individuals...to write about AmeriPlan in their March...article at www.ameriplanusa.com/...
[ View this job ] [ Save this job ] [ Email this job ]
MO - Saint Louis

WORK AT HOME TODAY! / BBB / FREE TRAINING / NATIONWIDE


Mar-04
Job type: Full time | Pay: $12k - $120k/year
...Business Bureau. AmeriPlan offers individuals...to write about AmeriPlan in their March...article at www.ameriplanusa.com/...
[ View this job ] [ Save this job ] [ Email this job ]
IN - Fishers

Enrollment Specialists


Mar-31
Job type: Full time
http://www.careerbuilder.com/JobSeek...5EAmeriPlan%24

Hi!!! I just recently sign up with the AMERI PLAN business and the lady told me that i can get paid daily for selling health care plans but she told me that I needed to have a checking account and the cost to be in the business is 35 dollars a month it was a special but now its 95 dollars!!! I didn't know it was a scam but now I'm cancelling immediately! And oh I have a lots of legitimate numbers for you to call if you are still looking forward to get your money back cause i sure am getting mine back and oh yeah i'm serious about it!! That was my LAST 35.00!!! Just email me so I can provide u with numbers they gave me personally !!! toynga@hotmail.com

I totally disagree, I have used Ameri plan USA discount benefits and have saved more than the advertised discounts several times. To the persons who have not actually joined or used the benifits I strongly suggest you not preach about something you know nothing about. This company is real and I have seen many friends become wealthy!!

Health Insurance Submitted: 3/31/2006 11:24:35 AM
Modified: 4/9/2006 9:06:59 AM

Ameriplan Health Discount Ameriplan ripped me off and took my money for no services rendered Ripoff Plano Texas *REBUTTAL employee ..I'm sorry you had such a bad experience, but...

Company
Ameriplan Health Discount
Address:
5700 Democracy Drive
Plano Texas 75024
U.S.A.
Phone Number:
800-647-8421
Fax:


After being ripped of from Ameriplan I found this website about Ameriplan and see that this is a repetitive thing of them is ripping people off, doesn't surprise me. On March the 17th I signed up with Ameriplan Health Discount. Where I don,t have health insurance I thought that Ameriplan would be a good deal for me and my Husband. For signing up the initial payment was 89.95 with monthly payments of 59.95. I was happy when I got my Packet and happy to recieve some kind of discount at the time, where I am diabetic.

I called around to see if I could a docter in my area to go to.

When I couldn,t find a docter I called up Ameriplan and asked for help. They said that they would get back in touch with me within 24 to 48 hours, to try to find a docter. Well after about 4 days of trying to find a docter in the network, I get a call from Ameriplan telling me that there were no docters in my area that were no longer in the network. I told them that I wanted to cancel my Ameriplan account.

The representative on the phone said yes hold please, I was put through this recording stating that I needed to submit a letter in writing or fax within thirty days, stating that i wanted to cancel my account. Well I called back Ameriplan and spoke to a representative by the name of Josh. I asked Josh, If I fax a letter wanting to cancel my account is the inital payment of 89.95 going to be taken out of my bank account anyway. He said, No it would not as long as I put my name, my member number, and stating that I wanted to cancel my Ameriplan Account between that night and the next day.

After I got off the phone with Josh I faxed a letter stating that I wanted to cancel my Ameriplan account and put all my information on their. The very next day I checked my bank account and saw that my 89.95 was post marked to be taken out the following day. Needless to say I am pretty much ticked at this point. Josh you lied to me. I called Ameriplan back and spoke to someone by the name of Mark and said I want to know why my 89.95 was taken out of my bank account when a rep told me it would not be? He explained to me that Josh misinformed me. ( Misinformed my foot more like not telling the truth). He then explained to me I would only be refunded the 59.00 back and they keep the thirty dollars. He said I could fax saying that I wanted a refund. Well I ain,t going through route again. Since I was lied to the first time.

I said so,I was ripped of. Mark says I would not say that, well I would because I got taken for 89.95 for no services rendered. I asked Mark why is it that there are no docters in the network in my area. He explained to me because when the docters sign up in the network and get enough patients they pull out. ( Well, I hardly buy that scheme either.)I asked Mark since I requested to have my account canceled on March the 28th when will it be canceled. He said May the 3rd. I found that interesting since that is when my first payment of 59.95 would have been taken out. I called my bank and put a stop payment on 59.95 to be sure I dont, get ripped off of that either. I know it don,t take that long to cancel and account.

I told Mark that I am contacting better business bureau, the insurance commissioner and Legal aid.

USA, Ameriplan is the biggest rippoff, do not let them get away with taken your money. There are two things in my life no one messes with is my money and my children.

Marie
baton rouge, Louisiana

http://www.ripoffreport.com/reports/ripoff184292.htm

__________________

Submitted: 8/11/2004 10:19:04 PM
Modified: 4/22/2006 1:04:27 PM

Ameriplan USA Rip-off Would Not Refund My Money When I Returned Package. Did not refund my money when I returned the package Texas *REBUTTAL employee ..Ameriplan USA is NOT a rip off Some people are NEVER HAPPY Ameriplan USA is a member in GOOD standing with the Better Business Bureau

Company
Ameriplan USA
Address:
www.NewBrokerTraining.com
Texas Texas
U.S.A.
Phone Number:

Fax:


I made the unfortunate mistake of joining Ameriplan USA.

I bought into their hype and lies at first.
I soon realized Ameriplan USA is a scam and they
rip people off.

I ordered the broker kit from them for $310
After learning how the company operates in such a dishonest manner, I returned the broker kit back to them promptly. I called Ameriplan on the phone. It's a long distance call each time to call them, they don't provide you with a toll-free one. After calling them and speaking with a rep they said I would get my refund in 30 days. It's been over 30 days now and I still don't have my refund.

Right now, I and reporting Ameriplan to Ripoffreport.com
and the bbb.com for not refunding my money like they
said they would.

I urge anyone out there if you are considering joining
Ameriplan, do NOT. Ameriplan USA is nothing more then a MLM pyrmamid scheme and they will rip you off given the chance.

I hope this message reaches many others out there before
it's too late, and Ameriplan rips you off.

Robby
Texas, Texas
U.S.A.

I am an IBO with AmeriPlan, and they have no business relationship with the company Networx Online. IBO's of AmeriPlan can purchase marketing tools and it is possible some have utilized the systems by Networx Online, but AmeriPlan USA corporation has no relationship with this company.

[quote]New Private Message at ScamFraudAlert Inbox AmeriPlan

ScamFraudAlert to scambuster
Hide options 1:43 pm (11 minutes ago)

From: ScamFraudAlert <admin@scamfraudalert.com> Mailed-By: scamfraudalert.com

To: scambuster@scamfraudalert.com
Date: 5 Oct 2006 20:43:38 -0000
Subject: New Private Message at ScamFraudAlert
Reply | Reply to all | Forward | Print | Add sender to Contacts list | Delete this message | Report phishing | Show original | Message text garbled?
DO NOT REPLY TO THIS EMAIL!
***************************

Dear ScamBuster,

You have received a new private message at ScamFraudAlert from jlm052459, entitled "Legitimate Home Based Business Opportunity".

To read the original version, respond to, or delete this message, you must log in here:


This is the message that was sent:
***************
You have copied and pasted my advertisement from Jobvertise for AmeriPlan's Home Business Opportunity.

I'm not sure why you used my advertisement based on your quote, but I can assure you AmeriPlan has NO business relationship, nor do I as an IBO with AmeriPlan, with Networx Online. IBO's like myself can purchase any marketing tools they want, and maybe some have, but this should NOT reflect on AmeriPlan USA corporation, or ME.

I would greatly appreciate it if you would remove my ad from Jobvertise, as this is a paid advertisement and not free to be utilized for any other purpose.

Please advise immediately.

Jill L. Miller [quote]

__________________

Yes please do remove from this website. That is what I meant. Again, AmeriPlan USA as a corporation, nor I have any association with Networx Online. I am aware of one AmeriPlan IBO (Independent Business Owner), an NSD (National Sales Director) who has purchased the Networx Online marketing system. That individual is very pleased with the systems. I personally knew nothing about them until I found this thread.

AmeriPlan is a very legitimate company. I've been with the company and own my own business for a very small overhead cost per month for 6 months. I spend a great deal of my time working on my business, and only seek people who will work and understand the true concept of owning your own business and working from home. So many people get into on-line businesses thinking it should cost them absolutely nothing, and they shouldn't have to do anything to make money hundreds and thousands of dollars. I personally don't understand this mindset. As the saying goes, as well as everyday common sense tells you, if it's too good to be true, IT's NOT TRUE!!!

MLM's, Network Marketing, Affiliate Marketing, Pyramids, etc. They all work, it's been proven by thousands upon thousands of people. Why do thousands become successful, and so many others failed? I believe those that fail, thought they should be able to sit back, do nothing and make millions. These are the same people who will make complaints.

I would recommend to anyone who thinks they want to start their own home based business, write down what you want to achieve in your own business. Take time in researching the legitimacy of a company, then ask yourself the question, can I be serious, determined, and dedicated to the success of my company? If you're unsure, then it's not for you. If you are sure, you will need to set a monthly budget on investing in your business. We all know that to own a business costs money, but it doesn't take a lot of money. I started with $75 per month of my own money. After 3 months in the business, now I invest half of my profits.