You may not have this issue but you may know or hear of someone who does, this was an interesting article in CNNFN.
CNNFN Article on Foreclosure Scams
Here are some of the tactics that scammers are known to use:

• Saturation marketing: They learn of mortgage delinquencies through published reports and proceed to bombard the owners with phone calls, flyers and posters.
• Exploiting trust: Scammers build trust by acting sympathetic and solicitous; many owners can't believe they would lie to their faces.
• Isolating owners: Scammers assure victims that they'll handle everything. They tell them not to call their lenders nor seek legal advice.
• Outright fraud: Scammers have homeowners sign blank papers and fill them in afterward or they sneak the paperwork through without telling victims what they're signing.
• Affinity marketing: Especially among minorities and sometimes evangelical church congregations, a scammer builds trust based on a common ethnicity or religion.

Blue Pond Boulevard: Foreclosure Rescue Scams

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