I forgot to add a couple of things to the previous post. You should file a local police report from where you live. I was told that this didn't fit the criteria for fraud by my local police department, but the lady from the BBB of WI that I have been talking to about this told me today that I should download the ALERT that they have on their website about Credit One Financial and take all my documentation with me and personally go in to the police station. I plan on doing that. I just have a question also for you all, did anyone look up www.creditonefinancial.com lately. there is a NEW site up with a whole different sales approach. they are based in TX it says. I told the lady from the BBB about it today and she said that they are looking into it to see if they are legit or if it could be them I guess. I just can't believe that I was so stupid to fall for this. Does anyone know if in cases like this if these people are ever caught and if so are they prosecuted? Good luck everyone.