So here we all are. Constant bantering back and forth. Why do some of you have to be so rude about the choices that others of us make. Right or wrong seemingly to you. Obviously we are ALL still looking, researching, wanting to know more information to make it ahead in life (Isn't that why you "happened" upon this spot.) So I ask the "naysayers" that would rather put down peoples choices than take responsibility for their own...What is out there for us that dream of a better lifestyle? What is the "ticket?" All I hear is complaining .. but No solutions!